Loan Application Information

The following is a list of information and documentation you may need when applying for a loan:

Copy of accepted Earnest Money Contract.
Copy of social security card and Texas driver's license.
Residence addresses for the past seven years.
Name and address of all employers for the previous two years, plus W-2s, 1099s, etc.
Two to three most recent pay stubs showing gross monthly salary plus any deductions.
Names, addresses, account numbers, and balances of all checking and savings accounts.
Three to four most recent bank, investment and retirement planning account statements.
Names, addresses, account numbers, and balances of all active credit accounts.
Addresses, loan information and lease agreements on any other real estate that you own.
An estimated value of all personal property.
Face value and cash value of any life insurance policies, retirement accounts, and profit-sharing accounts.
Certificate of Eligibility, DD 214, and/or Statement of Service when applying for a VA loan.
Be prepared to pay up front for the credit application, and for an appraisal on the property you ultimately decide to purchase.
When self-employed, you will need to provide at least the previous two years of tax returns.

PLEASE NOTE: This information is not intended to be legal advice. Your licensed real estate agent cannot give you legal advice. If you have any questions about your legal rights or obligations, you should consult with an attorney.

If you would like me to help you with your loan, I am also a licensed Loan Officer and would be happy to help. Please look at my lending site for more.


	Dianne Moore, Broker, Owner, Manager, ePRO, CRS, ABR, GRI URHome Real Estate, L.L.C. 15367 Southwest Freeway Sugar Land, TX 77478 dianne@diannemoore.com 281-565-1177 Fax: 281-277-6943


Information contained herein is deemed correct and accurate, but no warranty is implied or given. Dianne Moore nor URHome Real Estate, L.L.C. accept any responsibility and/or liability directly, indirectly or consequentially, for the accuracy and veracity of the content of this web site or any of the links associated with this web site. Nor do they accept liability for any damage direct, indirect or consequential for the use of any products or information associated with this website. At no time will your email or other contact information ever be sold or given to anyone or any company without your specific permission. Your privacy is as important to me as my own privacy. Thank you.